1. john chirikas says:

    i just wanted to wish you a very happy 65th birthday, david. i turned the same age in january and as you noted, i wonder how the hell i got here so fast! 🙂 these days i’d rather be older than younger though. i couldn’t imagine starting from scratch in crazy times like these!

    i sincerely appreciate the opportunity to read your posts weekly. you and your team present a refreshingly candid review of the issues, market and the world. i look forward to reading your updates always!

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